Insurance Claims

Insurance Claims in Ontario

Having insurance ensures that you are protected in the event of any liability and also entitles you to a pecuniary damages in the unfortunate event that you are involved in an automobile accident, homeowner’s loss or most unforeseen events where damages arise. While most of us pay a lot of attention to what is covered in insurance policies, what’s often missed is what is not covered in an insurance policy. While most insurance companies are great at empathizing with their client’s damages – we have seen many situations where disputes arise once a claim is filed with an insurance company. During times like this, it’s extremely valuable to have a lawyer assist you with filing and advancing your insurance claim. Fortunately for our clients, SBMB Law has a wealth of experience in advancing insurance claims of all sorts across Ontario.

Filing an Insurance Claim

Filing an insurance claim or dealing with insurance companies on your own can be a daunting process when you don’t know your rights or are inexperienced in dealing with insurance companies. Once an individual has filed an insurance claim in Ontario, you will most likely be contacted by an insurance claims adjuster – where you will be prompted to either meet in person or deal with over the phone.

In order to advance your claim, you will be required to fill out a form known as a Proof of Loss form which is a sworn statement that supports your insurance claim. Your insurance claims adjuster will assess your claim and go over what is covered by your insurance policy and help guide you through the process. During this process, it always helps to have a lawyer help you with your claim as a lawyer will ensure that you are able to advance your claim in such a way that gets you the maximum compensation you deserve.

In the course of assessing an insurance claim, your insurance company may:

  • Take measures to confirm the validity of the information provided by you
  • Assess coverage, liability and entitlement proceeds
  • Review, negotiate and settle claims
  • Analyze risk and individual needs
  • And more…

If you have never filed an insurance claim in Ontario before and are inexperienced in the process, we strongly encourage you to contact one of our lawyers today. Having a lawyer on your side ensures that you are taking steps to maximize your potential settlement.

Our initial consultation is free – and you don’t pay us unless you win!

We are experienced in the following types of insurance claims:

  • Automobile insurance
  • Fire loss insurance
  • Flooding insurance
  • Homeowner’s Insurance
  • Personal injury and more

At SBMB Law, our lawyers do not charge an hourly rate for advancing an insurance claim on your behalf. Instead, we only charge contingency fees – which essentially means you don’t pay unless you win – so you don’t have to worry about paying ongoing lawyer fees.

Contact us today and speak with one of our experienced legal professionals and let us help get you started with advancing your insurance claim.

Call 905-884-9242 today!